to Increase Wealth
At ATB Wealth, we provide investment strategy services tailored to new and experienced investors. We know each individual’s goals are different, and that’s why we tailor a plan to suit your unique needs and risk tolerance. Whether it’s property, SMSFs, shares, bonds, cash or gold, our experts can guide and advise you on the best way to grow your wealth.
Let’s start by having a conversation about how we can grow your investments today!
Our investment experts will make sure your strategy incorporates a variation of products so that your portfolio is balanced. That way, if one area underperforms, it’s shored up by those that experience more growth.
ATB Wealth Strategies works closely with you to ensure your super is appropriate for your needs, financial situation and overall objectives. We get to know what you want for yourself, your family and your future, and create a wealth plan that takes all these factors into account.
Let the ATB Wealth Strategies team help you plan your financial future by contacting us.
Investing in Property
Other Investment Strategies
While SMSFs and property tend to be the most popular types of investment, there are other possibilities you can include in your financial investment strategy.
If you are someone that doesn’t like taking risks when it comes to financial growth, cash investments might appeal to you. ATB Wealth Strategies financial planner can assist with placing your hard-earned cash in term deposits and savings accounts. These investments offer low-risk returns from regular interest payments, but these returns can be less than some other options.
Looking to the future of your investment strategy, annuities provide a guaranteed income during retirement. You can choose whether to take a fixed-term annuity that entails a set amount of payments over a set number of years, or a lifetime annuity where you pay for the duration of your lifetime.
Annuities can be bought with savings or through your super. However, if you do use your superannuation to buy an annuity, you won’t have access to the funds until you reach preservation age and kick back and retire.
A managed fund involves pooling your investments with other investors. These funds can be placed into different categories, such as a managed fund that only holds shares in Australian companies, or it could be one that spreads your investment across a range of property, shares and cash. This type of investment can provide you with diversification and access to investments that might be beyond your reach as an individual.
Another type of managed fund is an ETF or Exchanged Traded Funds. These can be invested via the Australian Stock Exchange and track a particular market index or asset — and like similar investments where there is a degree of risk involved, they can rise and fall.
ATB Wealth Strategies can help you find a managed fund that suits your requirements. We will advise you on the tax implications and also the earnings they might offer. Again, investing in this product can mean losses as well as gains in a fluctuating market.
LICs or Listed Investment Companies
Operating in a similar way to managed funds, LICs are listed on the stock exchange as incorporated companies. They can offer diversity for your investment and are managed on your behalf by an experienced investment manager, such as our ATB Wealth Strategies experts.
There are several different ways you can invest in gold, such as gold mining stocks, derivatives, gold receipts or gold ETFs. Although the idea of having a safe full of precious gold bars might sound appealing, it’s not practical for many, so the other options are a better choice.